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Online Casino Payment Methods

Even the best online casino requires the most reliable, safe, secure, and versatile online casino payment methods. This is the only that players are guaranteed easy and painless transactions.

Most real money casinos support multiple payment options – these are the best kinds, thanks to the flexibility. However, is the method available in your area? Does the deposit method allow you to withdraw? These are some pain points to address. This comprehensive guide helps you navigate the sphere of online casino payments. Hence, you can easily and quickly choose a payment option that suits your situation. the guide looks in detail at the available payment options, the popular ones, and of course, how to select the right payment method.

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History Of Online Payments Development

Online payments are as old as the internet. The internet dates back to the 1960s, when ARPANET, a military network, was invented to boost communication.

The creation of “sites” – “pages” in 1989 (Tim Berners-Lee) was the main turning point as it made it easier to publish content and access on the internet.

In the 1990s, some banks were offering internet banking services to their customers. However, the systems were not user-friendly because they required in-depth encryption knowledge and data transfer protocols. Additionally, these systems were quite rigid – they weren’t tailored for changing demands, i.e., an increasing number of users and transactions.

Web 2.0 set a stage for online sites to participate in e-commerce -for example, Amazon (founded 1994). In 1994, the first financial institution offering online banking – Stanford Federal Credit Union was established.

In the 90s, the major players in the e-payment market Millicent, CyberCoin, or ECash. These systems utilized micropayment systems. These, alongside other methods, attempted to implement electronic cash alternatives like e-money and tokens.

Current online payment systems are less sophisticated. Typically, they have few steps, making them incredibly easy to use. They are website, app-based, or integrated and at the point-of-sale for scalability. You don’t need to install unique software or use special equipment. Any device connected to the internet allows you to access online payment.

payment methods

Available Payment Methods

The following are some of the most popular online casino payment options available:

Credit Cards

Credit cards offer convenience and top-notch security. Besides, they are global and very easy to use. Many online casinos accept credit cards, so this can be your go-to method if you plan to play.

Visa, AMEX, and MasterCard are popular Credit card operators, and they offer top-notch security.

Advantages

  • Most credit issuers allow you a certain grace period to pay the amount you owe without an extra charge.  
  • Most online casinos accept credit.
  • Top-notch security – the customer is protected through various security measures for preventing online scams and fraud.

Disadvantages

  • If you exceed your limit or do not pay on time, you’ll face extra charges.

Debit Cards

Debit Cards perfectly combines security, flexibility, and convenience. Thus, you’ll find them as a payment method on most online casinos, from Visa and MasterCard.

A debit card is linked to a bank account, and it lets you make payments instantly. Though similar to a credit card, a debit card allows you only to use the money that you have in your account. The transactions are safe, thanks to the numerous security measures. Besides, debit cards are great for withdrawing your winnings.

E-Wallets

An E-wallet is an electronic card for online transactions. You can transact via a smartphone or a computer. Besides, this prepaid account lets you store your money for later transactions. Your money is online; you can easily transact without sharing your information. For online gamblers, it’s an easier and faster method for both withdrawals and deposits. E-wallets are secure, convenient widespread, and charge a very low fee at online casinos. Common eWallets include Neteller, EcoPayz, PayPal, and Skrill.

Bank Transfer

Bank transfer is an old-time payment method. Though a lesser efficient method than other modern techniques, a bank transfer is still widely accepted in online casinos. While using bank transfer, you’ll sacrifice convenience and fees. For instance, the turnaround times take between 1 and 2 days. But that depends on the type of transfer. There are various bank transfer methods, including wire transfers, i.e., all electronic money transfers, eCheck (electronic checks), and InstaDebit.

Cryptocurrencies

Cryptocurrency is becoming a golden standard for its anonymity, privacy, and fast transactions. Besides, online casino operators can avoid cumbersome regulations common in traditional online casinos. Cryptocurrency is anonymous, i.e., no direct connection to a personal bank account. So, you can transact anonymously. Besides, it comes with extra bonuses to gamblers when they use it at online casinos.

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Popular Credit-Debit Cards

Visa

Visa is a brand known worldwide. This American company generates Visa-branded credit cards, debit cards, and prepaid cards through partner banks.  Visa transactions are popular because everyone can easily get a Visa card from their local bank.

Given Visa’s popularity, it’s the go-to banking method for almost all online casinos. Making a deposit requires you to enter the information on the card alongside the unique code only. Similarly, it is one of the perfect ways to withdraw your winnings.

Mastercard

MasterCard is another popular organization that handles a huge chunk of the world’s transactions. MasterCard also offers its cards via partner banks. Its partner banks are 25,000+. MasterCard is a perfect option for online casino players who want a secure means to deposit and withdraw cash. It’s easy for customers to get the right card depending on their needs – credit cards, debit cards, or prepaid cards. Best of all, these cards are secure, thanks to the tough security measures that the company offers.

American express

American Express (AMEX) is a major credit card issuer with 110 million cards in use across the globe. It’s pretty straightforward but safe. If you are an online casino player, this should offer much-needed flexibility and convenience.  

Its major cards are premium credit cards and debit cards. But it also offers cheque businesses. This card’s standout features are its top security measures and wide acceptance across many online businesses, including casinos. With AMEX, you can deposit and withdraw at any time, and the process is pretty faster. Besides, there is an app for iOS and Android. The app lets you be on top of your transactions and any relevant information.

E-Wallets

PayPal

PayPal is a popular electronic digital currency transaction service that allows easy deposits and real money withdrawal at casinos. Using PayPal is completely free, and you can make your payments at any time. That’s why most premier gambling sites are using it.

You can link your PayPal account to your bank account. If you want to deposit money to PayPal, you can then do it via a bank transfer, credit card, or debit card. Once the money is in PayPal, use it for your online casino gaming. Besides, you can link your credit card to PayPal so that PayPal can make automatic withdrawals when using it as a depositing method. This way, your sensitive data is only shared with the site.

Neteller

Neteller is an online e-wallet most often confused for online casinos. It’s a nice option for people who want to transfer money between individuals and those who wish to shop online. Neteller’s remit includes online payments, prepaid cards, and e-transfers.

Signing up is free and also easy –head to their website and create an account. Deposit funds to your Neteller via a bank transfer or directly from your card.

ecoPayz

ecoPayz has been around for over two decades. Before 2013, it was known as ecoCard; it changed its name and transferred ecoCard to its other products. ecoPayz is pretty much similar to PayPal. So, register an ecoAccount online -it’s free and straightforward, and then top it up via your bank. You can spend your money via your prepaid ecoCard (powered by Mastercard) or pay via ecoPayz directly.

Skrill

Skrill Money Transfer is a robust service. You can make direct transfers to your bank or mobile wallets, with the only requirement being the recipient’s details.

Skrill is a fast, simple, but inexpensive mode of cash transfer. Most online casino players like Skrill for its flexibility – You can fund it in multiple ways. You can link the Skrill prepaid MasterCard to your account. This way, you easily spend the money in the e-wallet for your online transactions.

Bank Transfers Online

Bank transfer deposit and withdrawal method is a popular method. It has been around since the inception of casinos. However, while using this method, there is a need to adhere to specific steps to avoid oversights during transactions.

Commonly, bank transfers are placed under Electronic Funds Transfer (EFT) payment types. Here, a live network provokes an actual change in your account balance as you play. It can be a rise or a fall.

To use online bank transfers, you need to have an online bank account with your banking institution. Then choose a safe online casino supporting online bank transfer. To deposit, go to the casino’s cashier and select direct bank transfer, which sends you to your bank account or directs you to multiple financial and baking services. Select the exact amount to transact and confirm. The funds will soon reflect, but it may take hours or days.

payment methods bank transfer

Offline Payment Methods

eCheck – eChecks, also known as electronic checks, have a low processing fee, making them an admirable banking method. Additionally, they have robust security measures ensuring your money is safe. At casinos, eChecks lets you transact safely – protect your bank details when playing for real money.

Usually, the bank offers a powerful check verification network to safeguards your funds should any issues arise. Best of all, casinos process your payments swiftly at the cashier.

Western Union – Western Union (WU)is a trusted payment method because it’s established, secure, and highly flexible. Besides, many online casinos allow the use of Western Union money transfers.

Western Union has two centuries of experience, making it a trusted service provider. Currently, many online casinos embrace it for its ease and instant services.

To use WU, find a casino supporting western union as a payment method, register your details, and deposit money. Before playing, let your agent give you details and an order to send your casino payment.

Bank Wire Transfer – Wire transfers, aka, bank transfers involve moving funds directly from your bank account to the casino’s bank account. The requirement is exchanging account details. The banks protect the transactions to ensure the safety of your money and data.

Bank wire transfers are the easier method – they don’t need any sophisticated technology than any casino player can use.

Cryptocurrencies

Crypto is a big thing now. Online casinos are embracing it. Here are some of the Cryptocurrencies you can use for gambling:

Bitcoin – Bitcoin is the most popular cryptocurrency today, making it a loved form of payment in several online casinos. Of all cryptocurrencies use, Bitcoin accounts for 80%. For casinos, they are advantageous as they offer lower fees and faster processing times. Since it’s a virtual currency, it protects your identity.

Ethereum – Though not popular than Bitcoin, Ethereum is highly functional than bitcoin. That makes it an ideal option for online casino players who play frequently and want to use virtual currency. Ethereum has a smart contract that allows you to conduct safe deals. It’s a medium that holds funds until all set conditions are met, guaranteeing fairness.

Litecoin (LTC) – Litecoin comes with a much higher maximum cap; thus, priced lower. The best thing about LTC is its speed. Its transactions are four times much faster than Bitcoin. Any online gambler will appreciate faster transactions.

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Deposit & Withdrawals Via Mobile Payment Methods

If you can gamble using your phone, then withdrawing or depositing money using the same phone should be possible. And technology has made it possible. You can register with various payment methods to transact. These methods are:

Payforit – Payforit allows Instant, secure payments through its system. The UK-owned online payment systems will enable you to fund your casino using your mobile phone. But first, open an account at one of the casinos that support Payforit, and then at the banking section, select Payforit. Next, choose the amount you wish to spend.

Zimpler – Zimpler is an online payment option tailored for people who need to deposit or withdraw money. It’s mobile-friendly, simple, and convenient. What makes Zimpler a better choice for online casino players is that it is designed to cater specifically to gamblers. They can transact from their online casino account via mobile. Besides, it has features to allow you to set up your monthly budget.

Boku – Boku is a fast payment system for online casino players. Popular brands like Facebook, Google Play, and Play Station Store use this mode, but now multiple online casinos embrace it. The e-wallet allows you to deposit into your account using your mobile phone number. It’s easy to use and safe, thus reducing fraud chances – no credit card details are needed. Unlike other methods, you don’t need to have a bank account or credit card to play at your favorite online casino.

How To Choose Payment Methods

There are many payment methods available. But not each one may be right for you. Therefore, you need to pay attention to certain factors, which include:

Painless To Use – Depositing or withdrawing funds from your online casino should be done with a single click. Any method that offers complicated steps or requires a deeper understanding of security protocol can be a pain.

Most methods, like PayPal, only require a password, while Credit/debit cards require you to enter the recipient information only.

Fast And Reliable – Instant payments are admirable. Cryptocurrencies and E-wallets are instant methods. Simultaneously, credit cards and bank transfers can take from hours to days for the payments to reflect. So, choose a method that you are comfortable with. However, the method you choose should be trustworthy or consistent in their performance.

Secure – The security of information is vital. Any payment methods you settle on should assure you that no third party will access your data. That means there should be robust security protocols employed to safeguard your data. Firewalls, Secure Socket Layer (SSL), and Security Certificates and Logos are important security protocols to consider.

Availability In Your Area – Check whether the method of choice is available in your area. Some online casinos offer a plethora of options, which is a good thing. However, some come with massive limitations. Check it out to avoid inconveniences.

Most importantly, check whether payment support options support both depositing and withdrawing – it’s a major concern.

Conclusion

It’s true, online casino payment methods vary greatly depending on the country and marketing techniques. That means that some payment options may not be available in certain geographic regions. Or, they may be available but with massive limitations. Before settling on any payment methods, check to see if it is reliable, easy to use, and faster. Beyond that, is it available where you live? Again, acquaint yourself with all available restrictions.

FAQ

You can find all types of payment options at the best online casinos for Kenyans, bank transfers, credit cards, E-Wallets, Cryptocurrency, and more.

The policies for depositing and withdrawing vary greatly from one casino to the next. So, doing a thorough background check is important. However, the best online casinos don't add their fees,  you only pay the which is added by the payment method you choose, which can vary from 0.2% to 5% when withdrawing.

The common withdrawal methods are E-wallets (Neteller, PayPal, and Skrill) methods. These methods are cheap and instant. But credit and debit cards, Visa, and bank transfers are also convenient methods of payment.

Not all, but most online casinos let you use PayPal as a payment method.

Most payment options are safe and secure like bank transfers, credit cards, E-Wallets and recently cryptocurrency joined the teeam.

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